What to send
- The last 3–4 full months of business bank statements, all pages
- Original PDFs downloaded from your bank (not screenshots or scans)
- The current month-to-date if requested
What funders look at
- Total monthly deposits and consistency
- Average daily balance
- Negative days and NSF/overdraft fees
- Existing advance or loan payments
Tips
- Keep business and personal accounts separate.
- Disclose all current advances up front.
- Send statements for every business account.
Business-funding brokerage, not a direct lender.
Read disclosure UrLendr connects business owners with independent funding providers. Funders make all approval decisions and set all terms. Approval is not guaranteed.
Frequently asked questions
Can I send screenshots?
Funders usually require original bank PDFs. Screenshots typically delay or stop a review.